Denis Passemard

1998 - Present

Mr. Passemard is the manager of our Information Technology (IT) and BSA Reviews. Mr. Passemard is a Microsoft Certified Systems Engineer (MCSE), and Microsoft Certified Professional & Internet, and is a Certified Information Systems Auditor and Certified in Risk and Information Systems Control. In addition, he is an award winning Webmaster. Mr. Passemard conducts BSA reviews, develops BSA policies for banks, and provides instruction to bankers on proper BSA monitoring techniques.

At Unicon, Mr. Passemard conducts Online Banking Services and IT Reviews, assists banks in writing Online Banking Services and IT policies and procedures, Emergency Disaster/Business Continuity Plan and test, helps banks develop strategic plans for these areas and determine their computer needs, and consults with banks on all aspects of their Online Banking products, services and delivery system. He has participated in or led assignments at banks, bank service providers, and money service businesses in California, Nevada, Texas, Illinois, Florida and New York.

Mr. Passemard has conducted BSA reviews of regional banks, community, and foreign banks operating in the United States. Mr. Passemard is a Certified Anti Money Laundering Professional. He has assisted banks under BSA enforcement actions in the development and implementation of corrective actions regarded by the regulators. He has also conducted forensic examinations and special investigations involving BSA, suspicious activities, money laundering, loan and operations fraud, and loan loss issues.

His loan review experience includes Syndicated loans, structured finance, large commercial loans, international trade finance, construction loans, and credit card lending.  Mr. Passemard’s ALLL analyses include loss migration, computer modeling, and economic analysis.  

Mr. Passemard, a native of France, is proficient in French, English, and Russian.


  • MBA - Chapman University, Orange, CA
  • B.A./Economics (Maitrise) - Université de Nice, France 

 Awards & Certifications:

  • Microsoft Certified Systems Engineer 
  • Microsoft Certified Professional & Internet 
  • Certified Information Systems Auditor
  • Certified in Risk and Information Systems Control
  • GIAC Certified Incident Handler
  • Certified Anti Money Laundering Professional

Contact Info:



Why Choose Unicon

We offer an independently managed, objective review, bringing a vast knowledge of regulations and connections to resources.